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Study Credit Scoring & Its Applications (Monographs on Mathematical Modeling and Computation)

Posted on 2010-03-15




Name:Study Credit Scoring & Its Applications (Monographs on Mathematical Modeling and Computation)
ASIN/ISBN:0898714834
Language:English
File size:14.1 Mb
Publish Date: 2002-06-15
ISBN: 0898714834
Pages: 246 pages
File Type: PDF
File Size: 14,1 MB
Other Info: Society for Industrial Mathematics
   Study Credit Scoring & Its Applications (Monographs on Mathematical Modeling and Computation)

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Thomas, David Edelman, Jonathan Crook “Credit Scoring & Its Applications (Monographs on Mathematical Modeling and Computation)"

Tremendous growth in the credit industry has spurred the need for Credit Scoring and Its Applications, the only book that details the mathematical models that help creditors make intelligent credit risk decisions. Creditors of all types make risk decisions every day, often haphazardly. This book addresses the two basic types of decisions and offers sound mathematical models to assist with the decision-making process. The first decision creditors face is whether to grant credit to a new applicant (credit scoring), and the second is how to adjust the credit restrictions or the marketing effort directed at a current customer (behavioral scoring). The authors have filled an important niche with this groundbreaking book. Currently, only the most sophisticated creditors use the models contained in this book to make these decisions, but all creditors can know these aids to successful lending.

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