Economics/Finances The Economics of Consumer Credit (0262026015)

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The Economics of Consumer Credit

Academic research and policy discussions of credit markets usually focus on borrowing by firms and producers rather than by households, which are typically analyzed in terms of their savings and portfolio choices. The Economics of Consumer Credit brings together leading international researchers to focus specifically on consumer debt, presenting current empirical and theoretical research crucial to ongoing policy debates on such topics as privacy rules, the regulation of contractual responsibilities, financial stability, and overindebtedness.

The rapidly developing consumer credit industry in the United States is mirrored by that in Europe, and this volume is noteworthy for its cross-national perspective. Several chapters compare the use of credit markets by households in different countries, while others focus on single country case studies—including consumer credit dynamics in Italy, the role of housing expenditure in the cyclical pattern of borrowing in the United Kingdom, and the use of credit cards by U.S. consumers—to illustrate general insights. Other chapters draw policy lessons from the U.S. experience with bankruptcy regulation and the development of the credit counseling industry. Finally, the book reviews historical, theoretical, and empirical aspects of information sharing, of particular interest in light of the integration of European Union credit markets.

Contributors: Carol C. Bertaut, Giuseppe Bertola, Sarah Bridges, Luca Casolaro, Jonathan Crook, Richard Disney, Leonardo Gambacorta, Charles Grant, Luigi Guiso, Michael Haliassos, Andrew Henley, Robert M. Hunt, Tullio Jappelli, Nicola Jentzsch, Marco Pagano, Amparo San José Riestra, Michael Staten, Michelle J. White

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	Business/Investing Credit Scores, Credit Cards: How Consumer Finance Works: How to Avoid Mistakes and How to Manage Your Accounts Well The Silver Lake Editors, "Credit Scores, Credit Cards: How Consumer Finance Works: How to Avoid Mistakes and How to Manage Your Accounts Well" Silver Lake Publishing (February 2005) \| ISBN: 1563437821 \| 288 pages \| PDF \| 1,5 Mb ...
	Economics/Finances Christopher Brown - Inequality, Consumer Credit And The Saving Puzzle Christopher Brown - Inequality, Consumer Credit And The Saving PuzzleEdward Elgar Publishing \| 2008 \| ISBN: 1847205097 \| Pages: 208 \| PDF \| 5.24 MBProviding much needed context for current events like the sub-prime mortgage crisis, this tim ...
	Economics/Finances Consumer Credit Models: Pricing, Profit and Portfolios Consumer Credit Models: Pricing, Profit and Portfolios By Lyn C. ThomasPublisher: Oxford University Press, USA 2009-04-01 \| 400 Pages \| ISBN: 019923213X \| PDF \| 1.7 MBThe use of credit scoring--the quantitative and statistical techniques t ...
	Economics/Finances Borrowing to Live: Consumer and Mortgage Credit Revisited Nicolas P. Retsinas, Eric S. Belsky "Borrowing to Live: Consumer and Mortgage Credit Revisited"Brookings Institution Press \| English \| 2008-11 \| ISBN: 0815774133 \| 289 pages \| PDF \| 8,6 MBAmericans are awash in debt. Credit undergirds daily ...
	Business/Investing Consumer Credit in Europe: Risks and Opportunities of a Dynamic Industry Daniela Vandone, "Consumer Credit in Europe: Risks and Opportunities of a Dynamic Industry" Physica-Verlag Heidelberg \| 2009 \| ISBN: 3790821004 \| 134 pages \| PDF \| 1,1 MB Consumer credit has become a topical issue for researchers, regul ...
	Economics/Finances Consumer Credit Fundamentals Consumer Credit FundamentalsPalgrave Macmillan \| 2009-02-15 \| ISBN: 0230220150 \| 256 pages \| PDF \| 1.1 MBThis book provides a comprehensive, cross-disciplinary and practical introduction to consumer credit.Consumer credit is prevalent acros ...

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	Business/Investing Credit Scores, Credit Cards: How Consumer Finance Works: How to Avoid Mistakes and How to Manage Your Accounts Well The Silver Lake Editors, "Credit Scores, Credit Cards: How Consumer Finance Works: How to Avoid Mistakes and How to Manage Your Accounts Well" Silver Lake Publishing (February 2005) \| ISBN: 1563437821 \| 288 pages \| PDF \| 1,5 Mb ...
	Economics/Finances Christopher Brown - Inequality, Consumer Credit And The Saving Puzzle Christopher Brown - Inequality, Consumer Credit And The Saving PuzzleEdward Elgar Publishing \| 2008 \| ISBN: 1847205097 \| Pages: 208 \| PDF \| 5.24 MBProviding much needed context for current events like the sub-prime mortgage crisis, this tim ...
	Economics/Finances Consumer Credit Models: Pricing, Profit and Portfolios Consumer Credit Models: Pricing, Profit and Portfolios By Lyn C. ThomasPublisher: Oxford University Press, USA 2009-04-01 \| 400 Pages \| ISBN: 019923213X \| PDF \| 1.7 MBThe use of credit scoring--the quantitative and statistical techniques t ...
	Economics/Finances Borrowing to Live: Consumer and Mortgage Credit Revisited Nicolas P. Retsinas, Eric S. Belsky "Borrowing to Live: Consumer and Mortgage Credit Revisited"Brookings Institution Press \| English \| 2008-11 \| ISBN: 0815774133 \| 289 pages \| PDF \| 8,6 MBAmericans are awash in debt. Credit undergirds daily ...
	Business/Investing Consumer Credit in Europe: Risks and Opportunities of a Dynamic Industry Daniela Vandone, "Consumer Credit in Europe: Risks and Opportunities of a Dynamic Industry" Physica-Verlag Heidelberg \| 2009 \| ISBN: 3790821004 \| 134 pages \| PDF \| 1,1 MB Consumer credit has become a topical issue for researchers, regul ...
	Economics/Finances Consumer Credit Fundamentals Consumer Credit FundamentalsPalgrave Macmillan \| 2009-02-15 \| ISBN: 0230220150 \| 256 pages \| PDF \| 1.1 MBThis book provides a comprehensive, cross-disciplinary and practical introduction to consumer credit.Consumer credit is prevalent acros ...

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