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Economics/Finances Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs

Posted on 2010-03-16




Name:Economics/Finances Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs
ASIN/ISBN:0226497097
Language:English
File size:1.39 Mb
ISBN: 0226497097
Publish Date: 2009-03-01
File Type: PDF
Pages: 406 pages
File Size: 1.39 MB
Other Info: University Of Chicago Press
   Economics/Finances Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs



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Annamaria Lusardi,

«Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs»


& 8220; The great majority of working Americans are unprepared to face the difficult task of planning for retirement. In fact, the personal savings rate has been holding steady at zero for several years, down from 8 percent in the mid-1980s. Overcoming the Saving Slump explores the many challenges facing workers in the transition from a traditional defined benefit pension system to one that requires more individual responsibility, analyzing the considerable impediments to saving and evaluating financial literacy programs devised by employers and the government. & 8221;

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