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Debt Cures They Don't Want You to Know About

Proverb: The shallow brook babbles the loudest. Meaning, he who has the least depth of knowledge about debt will be the most vocal in giving advice via this stupid audiobook! The other review on here did a good job outline some of the chapter content, so I will be a little more general, and direct.

Kevin's m.o. is:

1) I'm the same as you, one of you, folksy, Joe the Plummer

2) I've learned secrets that the big conspiracy (government, banks) don't want you to know

3) Debt is not your fault. It is not because of your spending habits, but 100% the fault of credit card companies. You are the victim. It is "alleged" debt.

1 is bunk as readers will likely have a debt issue, Kevin does not. The average household in USA earns 40,000 per year. Kevin, just one of us poor citizens being picked on, has a net worth of 2,000,000,000! So if you went a city with 50,000 people in it. Kevin has more money than every one in the whole city! So, him trying to pretend he is one of us, "we", "honest people like us" etc. is just a lie. If I had 2 Billion dollars, I would not have credit card debt. Would you?

2 About.com, "Maxed Out" TV special, "Secret History of Credit Cards" PBS TV special are where he pulls all his info, especially Maxed Out. Buy the book (it is cheaper than this one!) or Netflix the movie. Do you need this guy to watch this and tell you his interpretation? No. He claims to know bankers, and debt collectors to give credibility to his info. These are not evidence based claims, and if true go against his being one of us ( 1). Either way, he is full of it.

3 the credit card companies are bad, and have awful fees and hidden terms. However, the reason you started using credit cards to buy stuff is you responsibility. He gives the example (all his examples are totally made up) of a woman with a 2 year old. The 10 year old washing machine broke, so the husband HAD to buy a new washing machine because his wife did not want to do laundry in public. So instead of spending $1 a week in quarters as a variable cost, he invested $700 of the bank's money in a fixed asset. See, it was his choice?

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Rating:
2.5 out of 5 by Book123